AMERICANDIVIDENDFUND EST·MMXXVI American Dividend Fund Est. July 4, 2026 · A nonpartisan policy laboratory

The catalog

The 250

Two hundred fifty proposals for America’s next 250 years, in exactly 250 days — July 4, 2026 to March 10, 2027. Five at the founding; from № 006 on, the number is the day it arrives. Each is published with its arithmetic shown and its strongest objections answered in plain sight. 60 released so far.

The Federalist ran as a newspaper serial — eighty-five essays in seven months. Publius had deadlines. So do we.

ReleasedNewest first
№ 060The Perimeter

The Detention Clock

Immigration detention is civil. Nobody in it is serving a sentence, and 3 in 4 of the 65,000 people held in November 2025 had never been convicted of anything. A bed costs $165 a day; supervised release costs about $5 and produces court appearance rates above 90 percent. The Supreme Court said in 2001 that six months is the outer edge of reasonable and in 2018 that the statute sets no clock at all. Write the clock: a hearing in 7 days, a judge's finding every 30, and release at 180.

Released September 1, 2026

№ 059The Open Hand

The Hospital Fleet

America has 2 hospital ships. Both were oil tankers launched in 1975 and 1976, and they spent 2021, 2023 and 2024 tied to the pier. China's one ship has treated 290,000 patients in 45 countries; a Texas charity's 2 ships perform 6,000 surgeries a year. Build 10, crew them permanently, keep 5 at sea at all times, and station them where the sick are. A great power is followed for what it does.

Released August 31, 2026

№ 058The Covenant

The Use-of-Force Register

Police killed at least 1,365 people in 2024, the most on record. That number comes from a nonprofit, because the FBI's own count is voluntary, has never reached the participation it needs to publish in full, and the newspaper that kept the best tally stopped on January 1, 2025. Congress ordered every death in custody reported in 2013; nine states reported zero in a year the auditor found 124 in four of them. Make the count a condition of every federal dollar, and publish it by agency, every quarter.

Released August 30, 2026

№ 057The Open Hand

The Scholar Fleet

Nearly 700 current or former heads of state and government studied in America on an exchange the State Department paid for. It is the cheapest influence a great power has ever bought, and the 2026 budget proposed cutting it by 93 percent while China pledged 60,000 scholarships to Africa in three years. Fund a standing fleet of 10,000 fully paid American degrees a year for the world's best students, Africa first, with a stake waiting at home for the ones who go back.

Released August 29, 2026

№ 056The Covenant

The Clearance Rate

In 1965 American police solved 9 murders in 10. In 2022 they solved about half. Germany and Japan solve 19 in 20. Since 1965, more than 350,000 American killings have gone unsolved, about 5,000 more every year. The federal government pays local police for officers hired and drugs seized and asks nothing about cases closed. Pay for the case closed, publish the rate by city, and fund the three things that close cases: detectives, laboratories, and witnesses who live to testify.

Released August 28, 2026

№ 055The Perimeter

The Warrant Standard

№ 051 promised that the stop gets its own rule. Here it is. Today an immigration stop needs no reason on the record, and an arrest that crosses a threshold, a front door, a shop's back room, a courthouse hallway, needs only a warrant one immigration officer signs for another. A federal judge said in January that isn't enough for a home. This proposal writes that into a national rule instead of a single ruling: a specific reason on the record before any stop, and a judge's warrant before any arrest that isn't made in public with consent.

Released August 27, 2026

№ 054The Covenant

The Education Jubilee

Not loan forgiveness. Forgiveness pays one group of people for one decision they made, and leaves the nurse who paid her loans off, the welder who never borrowed, and the parent saving for a child with nothing. Instead, one cheque to every adult citizen, spendable only on education, anyone's education, and shrinking every year that tuition comes down. A jubilee is a reset for everyone, not a rescue for some.

Released August 26, 2026

№ 053The Long Game

The Prize Fund

Federal science funding pays for the attempt, not the result. This year, fewer than one in five early-career researchers who applied for the government's most common research grant received one. A cash prize a fraction of the cost of a single grant program once produced a private space industry that has since drawn over a billion dollars in follow-on investment. Fund more results, not more applications.

Released August 25, 2026

№ 052The Open Hand

The Sponsor Corps

A great power is followed for what it does, not only for what it can do. Canadians have privately funded and resettled refugees, five citizens at a time, since 1979. Americans got a pilot version in 2023, and it exists at the discretion of whichever administration is in office. Write it into law: citizens doing the welcoming, the state doing the vetting, and no change to how many are admitted.

Released August 24, 2026

№ 051The Perimeter

The Citizen Card

In five years ICE arrested 674 people who may have been American citizens, detained 121 of them and removed 70, and its own auditor found it does not systematically track any of it. Meanwhile the country argues about voter ID as if proving citizenship were hard. Issue every citizen one free card that proves one fact, and make the rule that no stop ends in a cell once the card is scanned.

Released August 23, 2026

№ 050The Dividend

The Shareholder's Report

The United States already publishes an annual financial report. Its auditor has refused to certify it every year since 1997, and almost no citizen has read a page of it. If every citizen is a shareholder, every citizen gets a statement.

Released August 22, 2026

№ 049The Covenant

The Insurer of Last Resort

Insurers are leaving whole states, and the state-run plans meant to be a last resort are becoming the market. A house nobody will insure is a house nobody can mortgage. Backstop the tail, price the risk honestly, and pay to make the houses survivable.

Released August 21, 2026

№ 048The Covenant

The Biosecurity Reserve

A pandemic cost America 1.2 million lives and something like $16 trillion. The preparedness budget that might have blunted it was a rounding error, and it was raided between crises, as it always is. Fund the watchtower permanently, and pay for the antibiotics nobody can sell.

Released August 20, 2026

№ 047The Open Hand

The Arsenal Account

America buys munitions one year at a time, so the factories that make them cannot invest, so the capacity does not exist when it is needed. Deterrence that is visible prevents wars. Fund the production line as insurance, not as a purchase order.

Released August 19, 2026

№ 046The Perimeter

The Talent Visa

America educates the world's best engineers, then puts them in a lottery with an 85,000 cap and a green card queue measured in decades. The people we most want to keep are the ones we make wait longest, and other countries have noticed.

Released August 18, 2026

№ 045The Long Game

The Permitting Clock

A law written to make government think before it builds has become a law that makes it impossible to build. The average environmental impact statement takes four and a half years, and then the lawsuit starts. Set a clock, name one agency, and shorten the window to sue.

Released August 17, 2026

№ 044The Long Game

The Atomic Compact

America invented the commercial reactor and then forgot how to build one, at a cost of $35 billion for two units in Georgia. France built 56 in 15 years by building the same one 56 times. Order a fleet, fix the clock, and pay the town that takes the waste.

Released August 16, 2026

№ 043The Covenant

The Formulary

Americans pay roughly three times what other rich countries pay for brand-name medicine, through a pricing system so opaque that almost nobody in it knows the real price. Publish the price, pay the middlemen a fee instead of a cut, and make what nobody will make.

Released August 15, 2026

№ 042The Dividend

The Patent Bargain

Taxpayers fund the riskiest years of American invention, then buy the results back at monopoly prices and hold no stake in any of it. Keep the funding. Keep the patents where they are. Take a share.

Released August 14, 2026

№ 041The Covenant

The One-Page Return

The IRS already knows what most Americans earned. It receives the W-2 before you do. Yet 100 million people pay someone to tell the government a number the government has, and the poorest lose billions in credits they never claim.

Released August 13, 2026

№ 040The Long Game

The Retirement Compact

Social Security's trust fund empties around 2033, and the law then cuts every cheque by about a fifth, automatically, with no vote. Fix it while the fixes are still small, and let the fund own assets instead of only IOUs.

Released August 12, 2026

№ 039The Long Game

The Orbital Commons

Low Earth orbit is a finite public resource being handed out free, first come first served, to whoever files the paperwork fastest. We auction spectrum on the ground and give away the sky. Charge for the orbit, and bond the debris.

Released August 11, 2026

№ 038The Dividend

The Carbon Dividend

A price on carbon is the cheapest way to cut emissions and the fastest way to lose an election. The fix is not a better argument. It is a cheque with the citizen's name on it, arriving every year, larger than their fuel bill went up.

Released August 10, 2026

№ 037The Dividend

The Hardrock Royalty

Oil, gas and coal pay the public a royalty for minerals taken from federal land. Gold, copper, lithium and uranium pay nothing, under a law signed by Ulysses Grant. Charge for the ore, and clean up the holes.

Released August 9, 2026

№ 036The Covenant

The Rural Compact

Rural counties host the transmission lines, the mines, the reactors and the water that run the country, and get the disruption without the ownership. Guarantee them a floor of care and connection, and give them a permanent share of what they host.

Released August 8, 2026

№ 035The Dividend

The Antitrust Dividend

Monopoly is a private tax collected from the whole public. When the government finally breaks one, the money disappears into general revenue and the public never sees it. Send it to the endowment instead, where it stays visible forever.

Released August 7, 2026

№ 034The Long Game

The Water Compact

The West divided a river it had measured during the wettest stretch in centuries, and has been spending the difference ever since. Measure the water, let it move to where it is worth most, and pay the people who give it up.

Released August 6, 2026

№ 033The Long Game

The Century Bond

America finances a permanent country with temporary money. The average Treasury matures in about six years, so the debt is refinanced at whatever the world charges that morning. Fund the hundred-year assets with hundred-year paper.

Released August 5, 2026

№ 032The Dividend

The Housing Dividend

Upzoning creates enormous value with a signature, and hands all of it to whoever happened to own the parcel. Capture a slice of the uplift the public itself creates, build the homes, and bank the rest.

Released August 4, 2026

№ 031The Dividend

The Machine Dividend

Profits move offshore, data resists definition, labor already pays. Compute is metered, physical, and sits in a building you can find. Tax it a little, and make every citizen an owner.

Released August 3, 2026

№ 030The Long Game

The Compute Reserve

Ninety percent of the world's advanced chips are made on one island. America needs surge capacity it can call on, and it should buy options, not a warehouse of hardware that rots.

Released August 2, 2026

№ 029The Long Game

The Model Commons

In 1862 America gave away federal land to build a university in every state. Do it again with compute and open models, so intelligence is infrastructure rather than a subscription.

Released August 1, 2026

№ 028The Covenant

The Apprentice Republic

Half of young Germans are apprentices. Two percent of young Americans are. As AI makes taught knowledge cheap, the thing you can only learn on the job becomes the scarce one.

Released July 31, 2026

№ 027The Covenant

The Right to a Human Decision

No American should be denied a job, a loan, a home, or a medical claim by a machine alone. Explanation, human review, and appeal, in the seven places it actually matters.

Released July 30, 2026

№ 026The Covenant

The Landing

America answered forty years of displacement with retraining, and the evaluations say it did not work. The one part that did work was wage insurance. Make that the main instrument.

Released July 29, 2026

№ 025The Long Game

The Automation Ledger

America has no idea how many jobs machines are taking. Require large employers to report it, the way they already report layoffs, before we legislate on anecdote.

Released July 28, 2026

№ 024The Dividend

The Grid Dividend

Data centers are already raising your power bill by billions. Make them pay the cost they cause, and pay the households who carry them a dividend for the load.

Released July 27, 2026

№ 023The Long Game

The Debt Covenant

America has a national debt and no national balance sheet. Bind the Fund with two locks — never borrow to build it, and let every citizen's dividend rise only as the debt falls.

Released July 26, 2026

№ 022The Perimeter

The Turnstile

America counts everyone who arrives and almost nobody who leaves. Finish the exit record Congress ordered in 1996 — it is the one thing that makes a generous visa affordable.

Released July 25, 2026

№ 021The Covenant

The Caregiver's Wage

Fifty-nine million Americans perform a trillion dollars of unpaid care a year. Pay the ones doing the heaviest work, credit their Social Security, and stop pretending love is a funding mechanism.

Released July 24, 2026

№ 020The Dividend

The Sovereign Equity Act

The taxpayer is already the first investor in nearly every major American invention. Start taking the position that comes with it — a small, silent, permanent share for the Fund.

Released July 23, 2026

№ 019The Open Hand

The War Budget Sunset

Every authorization to use force expires in two years, every war is paid for while it is fought, and every dollar freed when a war ends becomes principal in the nation's endowment.

Released July 22, 2026

№ 018The Open Hand

The Returner Corps

America's immigration system punishes the people best equipped to develop the world's poorest places for going there. Stop the clock, cut the remittance toll, and turn brain drain into brain circulation.

Released July 21, 2026

№ 017The Covenant

Dividend Day

One day a year, every citizen is paid the same amount and the nation publishes its books. The ritual is not decoration — it is what makes the Fund impossible to dismantle.

Released July 20, 2026

№ 016The Dividend

The Data Dividend

Your data is worth almost nothing. Everyone's data is worth a fortune — so pay for it collectively, as rent on a commons, not as pennies to individuals.

Released July 19, 2026

№ 015The Dividend

The Spectrum Dividend

The airwaves are public property. Stop selling them to cover one year of spending — deposit the proceeds as principal and let the nation collect rent forever.

Released July 18, 2026

№ 014The Long Game

The Fractional Republic

AI is making expertise abundant. Multiply the elite slots by shrinking them — tiered licenses, fractional professions, and status shared by the hour.

Released July 17, 2026

№ 013The Covenant

The Portfolio Act

Legalize the way Americans already work — kill the moonlighting clause, make benefits ride the worker, and let the second job pay what it should.

Released July 16, 2026

№ 012The Open Hand

The Resident's Passport

Negotiate visa-free travel for America's vetted residents — so citizenship is chosen for love, not logistics.

Released July 15, 2026

№ 011The Perimeter

The Citizenship Election

A constitutional amendment letting sojourners choose, before they come, a visa that is faster because it is honest — temporary all the way down.

Released July 14, 2026

№ 010The Open Hand

The Peace Ledger

Publish the full, honest price of war next to the price of peace — one page, every year, mailed with your taxes.

Released July 13, 2026

№ 009The Long Game

The Permanent Fund Compact

Twenty states already run permanent funds. Give all fifty the machine, and prove the national one at state scale.

Released July 12, 2026

№ 008The Long Game

Baby Shares

Every American child born with a stake: a seeded, locked account that compounds from the birth certificate onward.

Released July 11, 2026

№ 007The Perimeter

The Humane Perimeter

A border that is fully seen, fast, firm, and humane — a doorbell, a lock, and a host who answers.

Released July 10, 2026

№ 006The Open Hand

The Marshall Compact

Replace aid with co-ownership — America underwrites Africa's buildout, African publics own it, and both collect the dividends.

Released July 9, 2026

№ 005The Covenant

The Service Dividend

A voluntary American Year of service — rewarded with a doubled citizen's dividend for life.

Released July 4, 2026

№ 004The Covenant

CitizenCare

Single-payer health coverage for every American citizen, from birth, for life — and honest, mandatory private coverage for guests.

Released July 4, 2026

№ 003The Perimeter

The Open Door Compact

Make an American visa one of the easiest documents on earth to get — and decouple it, honestly and humanely, from citizenship.

Released July 4, 2026

№ 002The Dividend

The Founders' Pledge Act

Let founders donate startup equity to the nation's endowment when it is cheap — and take the deduction when it becomes real.

Released July 4, 2026

№ 001The Dividend

The American Dividend

Establish the American Permanent Fund — a citizens' endowment that pays every American an equal dividend, forever.

Released July 4, 2026

The wallAll 250, released and sealed
№ 001The American Dividend№ 002The Founders' Pledge Act№ 003The Open Door Compact№ 004CitizenCare№ 005The Service Dividend№ 006The Marshall Compact№ 007The Humane Perimeter№ 008Baby Shares№ 009The Permanent Fund Compact№ 010The Peace Ledger№ 011The Citizenship Election№ 012The Resident's Passport№ 013The Portfolio Act№ 014The Fractional Republic№ 015The Spectrum Dividend№ 016The Data Dividend№ 017Dividend Day№ 018The Returner Corps№ 019The War Budget Sunset№ 020The Sovereign Equity Act№ 021The Caregiver's Wage№ 022The Turnstile№ 023The Debt Covenant№ 024The Grid Dividend№ 025The Automation Ledger№ 026The Landing№ 027The Right to a Human Decision№ 028The Apprentice Republic№ 029The Model Commons№ 030The Compute Reserve№ 031The Machine Dividend№ 032The Housing Dividend№ 033The Century Bond№ 034The Water Compact№ 035The Antitrust Dividend№ 036The Rural Compact№ 037The Hardrock Royalty№ 038The Carbon Dividend№ 039The Orbital Commons№ 040The Retirement Compact№ 041The One-Page Return№ 042The Patent Bargain№ 043The Formulary№ 044The Atomic Compact№ 045The Permitting Clock№ 046The Talent Visa№ 047The Arsenal Account№ 048The Biosecurity Reserve№ 049The Insurer of Last Resort№ 050The Shareholder's Report№ 051The Citizen Card№ 052The Sponsor Corps№ 053The Prize Fund№ 054The Education Jubilee№ 055The Warrant Standard№ 056The Clearance Rate№ 057The Scholar Fleet№ 058The Use-of-Force Register№ 059The Hospital Fleet№ 060The Detention Clock
№ 061The Sentencing TableSeptember 2, 2026
№ 062The Base DividendSeptember 3, 2026
№ 063The Famine GuaranteeSeptember 4, 2026
№ 064The Free Press EndowmentSeptember 5, 2026
№ 065September 6, 2026
№ 066September 7, 2026
№ 067September 8, 2026
№ 068September 9, 2026
№ 069September 10, 2026
№ 070September 11, 2026
№ 071September 12, 2026
№ 072September 13, 2026
№ 073September 14, 2026
№ 074September 15, 2026
№ 075September 16, 2026
№ 076September 17, 2026
№ 077September 18, 2026
№ 078September 19, 2026
№ 079September 20, 2026
№ 080September 21, 2026
№ 081September 22, 2026
№ 082September 23, 2026
№ 083September 24, 2026
№ 084September 25, 2026
№ 085September 26, 2026
№ 086September 27, 2026
№ 087September 28, 2026
№ 088September 29, 2026
№ 089September 30, 2026
№ 090October 1, 2026
№ 091October 2, 2026
№ 092October 3, 2026
№ 093October 4, 2026
№ 094October 5, 2026
№ 095October 6, 2026
№ 096October 7, 2026
№ 097October 8, 2026
№ 098October 9, 2026
№ 099October 10, 2026
№ 100October 11, 2026
№ 101October 12, 2026
№ 102October 13, 2026
№ 103October 14, 2026
№ 104October 15, 2026
№ 105October 16, 2026
№ 106October 17, 2026
№ 107October 18, 2026
№ 108October 19, 2026
№ 109October 20, 2026
№ 110October 21, 2026
№ 111October 22, 2026
№ 112October 23, 2026
№ 113October 24, 2026
№ 114October 25, 2026
№ 115October 26, 2026
№ 116October 27, 2026
№ 117October 28, 2026
№ 118October 29, 2026
№ 119October 30, 2026
№ 120October 31, 2026
№ 121November 1, 2026
№ 122November 2, 2026
№ 123November 3, 2026
№ 124November 4, 2026
№ 125November 5, 2026
№ 126November 6, 2026
№ 127November 7, 2026
№ 128November 8, 2026
№ 129November 9, 2026
№ 130November 10, 2026
№ 131November 11, 2026
№ 132November 12, 2026
№ 133November 13, 2026
№ 134November 14, 2026
№ 135November 15, 2026
№ 136November 16, 2026
№ 137November 17, 2026
№ 138November 18, 2026
№ 139November 19, 2026
№ 140November 20, 2026
№ 141November 21, 2026
№ 142November 22, 2026
№ 143November 23, 2026
№ 144November 24, 2026
№ 145November 25, 2026
№ 146November 26, 2026
№ 147November 27, 2026
№ 148November 28, 2026
№ 149November 29, 2026
№ 150November 30, 2026
№ 151December 1, 2026
№ 152December 2, 2026
№ 153December 3, 2026
№ 154December 4, 2026
№ 155December 5, 2026
№ 156December 6, 2026
№ 157December 7, 2026
№ 158December 8, 2026
№ 159December 9, 2026
№ 160December 10, 2026
№ 161December 11, 2026
№ 162December 12, 2026
№ 163December 13, 2026
№ 164December 14, 2026
№ 165December 15, 2026
№ 166December 16, 2026
№ 167December 17, 2026
№ 168December 18, 2026
№ 169December 19, 2026
№ 170December 20, 2026
№ 171December 21, 2026
№ 172December 22, 2026
№ 173December 23, 2026
№ 174December 24, 2026
№ 175December 25, 2026
№ 176December 26, 2026
№ 177December 27, 2026
№ 178December 28, 2026
№ 179December 29, 2026
№ 180December 30, 2026
№ 181December 31, 2026
№ 182January 1, 2027
№ 183January 2, 2027
№ 184January 3, 2027
№ 185January 4, 2027
№ 186January 5, 2027
№ 187January 6, 2027
№ 188January 7, 2027
№ 189January 8, 2027
№ 190January 9, 2027
№ 191January 10, 2027
№ 192January 11, 2027
№ 193January 12, 2027
№ 194January 13, 2027
№ 195January 14, 2027
№ 196January 15, 2027
№ 197January 16, 2027
№ 198January 17, 2027
№ 199January 18, 2027
№ 200January 19, 2027
№ 201January 20, 2027
№ 202January 21, 2027
№ 203January 22, 2027
№ 204January 23, 2027
№ 205January 24, 2027
№ 206January 25, 2027
№ 207January 26, 2027
№ 208January 27, 2027
№ 209January 28, 2027
№ 210January 29, 2027
№ 211January 30, 2027
№ 212January 31, 2027
№ 213February 1, 2027
№ 214February 2, 2027
№ 215February 3, 2027
№ 216February 4, 2027
№ 217February 5, 2027
№ 218February 6, 2027
№ 219February 7, 2027
№ 220February 8, 2027
№ 221February 9, 2027
№ 222February 10, 2027
№ 223February 11, 2027
№ 224February 12, 2027
№ 225February 13, 2027
№ 226February 14, 2027
№ 227February 15, 2027
№ 228February 16, 2027
№ 229February 17, 2027
№ 230February 18, 2027
№ 231February 19, 2027
№ 232February 20, 2027
№ 233February 21, 2027
№ 234February 22, 2027
№ 235February 23, 2027
№ 236February 24, 2027
№ 237February 25, 2027
№ 238February 26, 2027
№ 239February 27, 2027
№ 240February 28, 2027
№ 241March 1, 2027
№ 242March 2, 2027
№ 243March 3, 2027
№ 244March 4, 2027
№ 245March 5, 2027
№ 246March 6, 2027
№ 247March 7, 2027
№ 248March 8, 2027
№ 249March 9, 2027
№ 250March 10, 2027